Who pays for deposit insurance?

You do not pay DICoM for deposit insurance. DICoM member institutions pay premiums to DICoM. You do not pay premiums. DICoM member institutions pay premiums to DICoM to cover the cost of insuring your deposits. In the event of a failure, DICoM pays depositors the amount of their insured savings.

WHAT IS DEPOSIT INSURANCE ?

Deposit insurance is the system that provides a limited security or hedging against the risk to member commercial banks and their deposit holders in order to create systematic financial stability and public’s trust to the banking sector, by paying back compensation or contract terms in case of insur

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